Pick your card design
18 templates across 10 verticals. Cafes, salons, gyms, dessert shops — pick one that fits your shop.
Built in Chicago and Amman
Make more from the customers you already have.
Wallet-pass loyalty built for indie shops. It ships in your customers' phones, runs while you're behind the counter, and pays for itself in the first 30 visits.
Scan to see it live
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Install a demo card right now.
cards.karamkards.com/demo/install?from=hero_qr
The proof
The proof, before we tell you the story.
2.3×
more visits from cafe regulars with loyalty
Square local business data, 2025
19%
bigger ticket sizes
Square local business data, 2025
85%
wallet push notification open rate
Apple Wallet engagement studies
80%
of US adults already use mobile wallets
eMarketer, 2024
80% of your customers already know how to use what we ship. Activation is one double-tap of the side button. The biggest barrier in cafe loyalty is already gone.
The pain
The regulars you'd notice if they didn't show up.
You know your regulars. You can name them. The same 40 people every morning. Sarah with her oat-milk latte before her train. Marcus who reads the Tribune at table 7 on Saturdays. The retired couple who split a pastry on Wednesdays.
Karam Kards is for the ones you can't figure out.
The people who came in twice and never came back. The ones who drift away and you don't know why. The ones who used to show up on Tuesdays until they didn't. You can't bring them back if you don't know they're gone.
The framework
Karam Kards runs The Silent Psychology Selling System.
Four touchpoints that work together — quiet, automatic, and built around how people actually decide to come back.
1
The Wallet Pass
A branded card on every customer's phone, visible every time they pay for anything. Every notification carries YOUR logo — customers see your brand, not ours.
2
The Sequence
Pre-built behavioral templates that bring them back when they drift.
3
The Tap
A branded NFC station on your counter that turns checking-in into a ritual.
4
The Promo Card
Hand them a free coffee. Their card becomes a stamp card in one mechanic.
The customer experience
Here's what your customer feels.
A walk-in scans your business card on the way out. The wallet pass installs in five seconds. They feel their phone vibrate — "Welcome to your café. Your first stamp is on us." They forget about you until next Tuesday, when their phone vibrates again — "Halfway to your free latte. Come back this week and your next stamp counts double."
They come back.
The best part? They actually enjoy it. Not because it's a loyalty program — because it doesn't feel like one.
Drop one. Catch a regular.
Print branded business cards with your QR. Hand them out. Leave them in take-out bags. Drop one at the coffee expo. Every scan installs a promo card in the customer's wallet in five seconds — and drops them straight into your welcome sequence.
Marketing material packs start at $58. Free 100 cards on Pro. 250 per location/year on Enterprise.
Karam Tap
Made for the morning rush.
Your barista doesn't scan customers. Customers tap once and go.
One Karam Tap station on your counter. Every card — stamp, promo, challenge — works on the same station. No reprogramming when you launch a new card. No employee bottleneck. 100+ customers an hour, with zero drag on your line.
Your barista makes drinks. The customer taps. The stamp lands on their phone in under two seconds. The line moves.
Why us, not them
Square Loyalty is fine. Until you outgrow it.
Square charges $45 a month for theirs. So do most of our competitors. Here's the catch: Square's pass lives in the Square app — which your customer downloads once and never opens. Toast Loyalty only works inside Toast restaurants. Clover sells you third-party apps that don't talk to each other.
Karam Kards lives in Apple Wallet, where your customer already keeps their credit card. They see your card every time they pay. The wallet pass survives if you change POS. And we ship you the physical materials — viral business cards, NFC tap stations — that pull walk-ins into your regulars.
Square Loyalty
Toast Loyalty
Karam Kards
Lives in
Square app
Toast app
Apple Wallet
Push open rate
~20%
~22%
85–95%
Survives POS change
—
—
✓
Pre-built sequences
—
—
✓
NFC tap stations
—
—
✓
Promo→stamp conversion
—
—
✓
The behavioral engine
It doesn't just hold the card. It runs the relationship.
Square, Toast, and Clover record what your customers did. Karam Kards reacts to what they just did, what they haven't done yet, and what should happen next.
When your customer does this
What Square / Toast / Clover loyalty does
What Karam Kards does
Hasn't visited in 14 days
Nothing. You wouldn't know.
Wallet push: "Come in today for 50% off a coffee." Your logo. Their lock screen.
Redeems their promo card for the first time
The promo is gone. Maybe you give them a paper card — but you know you won't get it back.
The wallet pass transforms — promo card becomes a stamp card with a 2-stamp head start. "Welcome — 8 stamps to your next free latte."
Hits 80% of their stamp goal
Nothing. They might notice on their card.
Push notification: "2 stamps away. Come by in the next 24hrs for a double stamp."
Birthday is tomorrow
Nothing. (You'd need to remember it manually.)
Special reward auto-unlocks at 9am their local time. "Today's on us."
Walks within 100m of your store
Nothing. They walked past you while looking down at their phone.
Lock-screen offer: "Inside? Show this to your barista." Only fires if they've consented and haven't hit their geofence cap.
Five visits in a row
Maybe a punch, maybe gets acknowledged.
Bonus stamp + streak push. "That's 5 in a row. Your next coffee's on us."
Quietly mutes notifications
Doesn't matter — they weren't getting any.
We stop pushing immediately. We can still attach a custom message to their next transactional notification (stamp earned, reward unlocked).
A paper punch card sits in their wallet until they lose it. By then they've already been gone three weeks.
Karam Kards does the opposite. It shows up the moment they're about to drift — the right message, the right time, the right customer.
Don't wait on them. Put yourself in the driver's seat.
The science
The behavioral science, explained.
We didn't invent loyalty. We just used what the research says works.
Mere Exposure Effect
Zajonc, 1968
Every time your customer sees your card in their wallet — while paying for coffee, gas, groceries — the exposure builds preference over time. They don't have to remember you. Their phone does.
Endowed Progress
Nunes & Drèze, 2006
Customers who start with 2 stamps already filled complete their loyalty card 79% more often than customers who start from zero. So we start them with 2 stamps already filled.
Loss Aversion
Kahneman & Tversky, 1979
Once a customer has "1 stamp away from a reward" in their wallet, walking away costs them something. We use it in every win-back push.
Urgency
Invesp, 2020
Time-limited offers drive up to 332% higher engagement. Our urgency bonus multiplier lets you offer double stamps for 24 hours, keyed to your customer's exact behavior moment.
For multi-location operators
Running more than one location?
Pro tier includes your first two locations and adds new ones at $38 a month each. Multi-location operators see the strongest ROI because every store gets the system and your regulars travel between them. Past 10 locations, Enterprise pricing kicks in with deeper integration and includes 10 locations at base.
See our multi-location plan →Five-minute setupNo app to downloadReal-time wallet updatesPOS auto-stampSequences that re-engageGeofence-awarePrivacy-firstNo usage feesFive-minute setupNo app to downloadReal-time wallet updatesPOS auto-stampSequences that re-engageGeofence-awarePrivacy-firstNo usage feesFive-minute setupNo app to downloadReal-time wallet updatesPOS auto-stampSequences that re-engageGeofence-awarePrivacy-firstNo usage fees
Setup
Live in 20 minutes. Regulars by end of week.
Setting up shouldn't feel like configuring enterprise software. Here's the whole thing.
Add your colors, logo, and reward
Drop in your logo. Change the colors to yours. Write your reward: "Free coffee after 10 stamps."
Print your QR code
Auto-generated from your dashboard. Print it. Put it on the counter, the take-out bag, the table tent.
Give your barista scanner access
No app to download. Just a link on their phone. Three taps to stamp a card. Under 5 minutes to train a new hire.
Watch your first regular install
Your first cardholder scans the QR. Their card installs in five seconds. You've officially got a loyalty program.
Day 1 to Day 7 you're live with QR codes — printed on business cards, table tents, or the counter. Your Karam Tap station ships within 3-5 business days. When it arrives, unbox it, plug it in, and you're upgraded to the full seamless tap experience. Your QR codes keep working forever as backup.
Try it on
See yours, live.
Pull the sliders. Pick a palette. The wallet pass updates as you go — grab the card and tilt it. This is what lands on your customers' phones.
Your café · Loyalty card
Stamp 8 = free drink
See it land
A stamp on their phone in under two seconds.
Real wallet card, real motion. This is what your customers see the moment a barista taps their card at the register.
The math
See exactly what Karam Kards would earn you.
Enter your numbers. See your incremental revenue in real time. Most cafes see the subscription pay for itself in week 1.
Real shops, real moments
The kind of loyalty that earns the next visit.
Operators who care about the room their customers walk into. We built Karam Kards to match the craft, not paper it over.
Independent café
"We replaced paper punch cards in an afternoon. The morning we shipped, half our regulars added the card before noon."Mira Castaneda · Owner, Little Owl Café
Hair & beauty studio
"Birthday triggers alone pay for the subscription. Our regulars feel seen — and they come back."Rae Holloway · Manager, Sage & Stone
Neighborhood restaurant
"The reward lands on their phone before the dessert menu does. The whole table turns. That moment sells the next visit."Devon Park · Co-founder, Park Bowl
Editorial
Every regular is a story. Karam Kards just makes the story easier to remember — for them, and for you.From the Karam Kards field manual
How loyalty actually works
Five moments. Every one of them automatic.
Swipe through what your customers experience — and what runs in the background while you're behind the bar.
01
INSTALL
One tap to add the card
Customers scan a QR or open a link. The pass lives in Apple Wallet or Google Wallet — both apps already on their phone.
02
STAMP
Stamps land in under 2 seconds
Scan at checkout, or auto-stamp via Square / Toast / Clover. The pass updates on their lock screen before they put their phone away.
03
WIN BACK
Sequences run while you sleep
Welcome on install. Bonus on a streak. Win-back after 30 days quiet. Birthday on their day. All editable, no code.
04
GEOFENCE
Lock-screen offer when they walk past
Apple Wallet's pass.locations wired to your sequences. A wave from their phone when they're within 100m of your door.
05
REDEEM
Reward pops up the moment it lands
No staff training. No special button. The reward shows up in the pass and the staff scanner picks it up the next time they tap.
Features
Everything you need. Nothing you don't.
Karam Kards ships with the integrations and automation modern loyalty programs need — and skips the ones that get in your way.
Apple + Google Wallet
One link works on every phone. Customers add the card with a single tap — no app to download, no account to create.
POS auto-stamp
Connect Square, Toast, or Clover. Every payment automatically credits a stamp. Refunds reverse them.
Sequences engine
Welcome on install. Win-back after silence. Bonus on a streak. Birthday on their day. All editable, no code.
Geofences
Lock-screen messages when a customer's phone is near your shop. Apple Wallet's pass.locations, wired to your sequences.
Live analytics
Real-time KPIs, recent activity feed, CSV export. No sampling, no delay.
Multi-tenant from day one
Row-level security, append-only audit log, encrypted PII vault. Built to scale before you need to.
Loyalty that works while
you're behind the counter.
Real-time stamp updates
The moment a barista taps a card, the stamp lands on the customer's lock screen in under two seconds.
POS auto-stamping
Connect Square or Clover once. Every qualifying payment credits a stamp. Refunds reverse them. Toast coming Q4 2026.
Sequences engine
Welcome on install, win-back after silence, bonus on a streak, birthday treat on their day. No code.
Live analytics
Real-time KPIs, activity feed, and CSV export. No sampling, no delay — your data as it happens.
Square
POS auto-stamping
Stripe
Subscription billing
Clover
POS auto-stamping
Shopify
E-commerce stamps
Apple
Apple Wallet passes
Google
Google Wallet passes
Twilio
SMS notifications
Mailchimp
Email campaigns
Built for
Independent shops, not enterprise chains.
We focus on the businesses where loyalty actually changes the relationship — not where it's just another transaction layer.
Cafés
QSR
Dessert
Gyms
Salons
Bookstores
Pet
Bars
From shop owners
Why operators choose us.
"We replaced paper punch cards in an afternoon. The morning we shipped, half our regulars added the card before noon."
MC
Mira Castaneda
Owner, Little Owl Café
"Birthday triggers alone pay for the subscription. Our regulars feel seen — and they come back."
RH
Rae Holloway
Manager, Sage & Stone
"The reward lands on their phone before the dessert menu does. The whole table turns. That moment sells the next visit."
DP
Devon Park
Co-founder, Park Bowl
Honest pricing. No usage fees.
Unlimited cardholders on every plan. Pay for the features you use, not the customers you earn.
MonthlyAnnual (Save 20%)
Starter
billed monthly
- 1 card design
- Stamp + visit cards
- Welcome sequence
- 4 broadcasts/month
- Staff scanner PWA
- Unlimited cardholders
Get started
Testing the channel.
Popular
Growth
billed monthly
- 5 card designs + Promo cards
- 6 sequence templates
- $48 per additional location
- 10 broadcasts/month
- 2 managers/location
Get started
When loyalty becomes a system.
Pro
billed monthly
- Unlimited designs + Challenge cards
- All sequences + Win-back + Urgency
- 2 locations · $38 each additional
- 2 Karam Tap stations free
- 22 broadcasts/month
- POS marketplace listings
Get started
Multi-location, NFC-equipped.
Founders Bonus: Sign up 28 cardholders in your first 14 days. Get your second month free. No discounts, no gimmicks. Prove your loyalty program works, and we'll give you a month back. Applies to your first 100 customers on any tier.
FAQ
Questions, answered.
Can I try Karam Kards before I commit?
Yes. Install our 7-day demo card on your wallet right now — it's the real product experience, delivered to you over a week the same way your customers will receive it. No payment needed to try it. And if you sign up and we fail to deliver our part within the first 14 days, full money-back guarantee.
Do my customers need to download an app?
No. The pass installs in Apple Wallet or Google Wallet — both already on their phone. They tap one button and it's added forever.
What if I already use Square / Toast / Clover?
Connect once in the dashboard. Every payment automatically credits a stamp to the matching customer. Refunds roll back stamps automatically.
Can I send messages without it feeling spammy?
Yes — we enforce platform-level caps: maximum one operator-triggered push per customer per day, two geofence pushes per week, quiet hours 10pm–8am in their timezone.
What about Android customers?
Same install link works on Android — it opens Google Wallet instead of Apple Wallet. Stamp updates push in real time on both platforms.
Is my customer data safe?
Phone numbers are stored as HMAC fingerprints + AES-256-GCM ciphertext separately. No data is shared between businesses. Customers can opt out of all push at any time from /unsubscribe.
Can I cancel?
Anytime, from your billing page. Your data stays available for 30 days after cancellation for export.
Ready when you are
The five-minute moment
Get started today. Paid from day 1 with a 14-day money-back guarantee. We're indie too — we won't lock you in or sell your data.
Get started →