01
INSTALL
One tap to add the card
Customers scan a QR or open a link. The pass lives in Apple Wallet or Google Wallet — both apps already on their phone.
Built in Chicago and Amman
Turn any customer into a regular.
…without you ever pushing them. Karam Kards puts a branded wallet pass in your customers' phones — and runs the psychology that brings them back.
Scan to see it live
K
Install a demo card right now.
cards.karamkards.com/karam-cafe
The regulars you'd notice if they didn't show up
You know your regulars. Karam Kards is for the ones you'd notice if they didn't show up.
You can name them. The same 40 people every morning. Sarah with her oat-milk latte before her train. Marcus who reads the Tribune at table 7 on Saturdays. The retired couple who split a pastry on Wednesdays.
And then there are the people who used to show up. The ones who came twice and never came back. The ones who drift away and you don't know why. You can't bring them back if you don't know they're gone.
The framework
Karam Kards runs The Silent Psychology Selling System.
Four touchpoints that work together — quiet, automatic, and built around how people actually decide to come back.
1
The Wallet Pass
A branded card on every customer's phone, visible every time they pay for anything.
2
The Sequence
Pre-built behavioral templates that bring them back when they drift.
3
The Tap
A branded NFC station on your counter that turns checking-in into a ritual.
4
The Promo Card
Hand them a free coffee. Their card becomes a stamp card in one mechanic.
The customer experience
Here's what your customer feels.
A walk-in scans your business card on the way out. The wallet pass installs in five seconds. They feel their phone vibrate — "Welcome to your café. Your first stamp is on us." They forget about you until next Tuesday, when their phone vibrates again — "Halfway to your free latte. Come back this week and your next stamp counts double."
They come back.
Why us, not them
Square Loyalty is fine. Until you outgrow it.
Square charges $45 a month for theirs. So do most of our competitors. Here's the catch: Square's pass lives in the Square app — which your customer downloads once and never opens. Toast Loyalty only works inside Toast restaurants. Clover sells you third-party apps that don't talk to each other.
Karam Kards lives in Apple Wallet, where your customer already keeps their credit card. They see your card every time they pay. The wallet pass survives if you change POS. And we ship you the physical materials — viral business cards, NFC tap stations — that pull walk-ins into your regulars.
Square Loyalty
Toast Loyalty
Karam Kards
Lives in
Square app
Toast app
Apple Wallet
Push open rate
~20%
~22%
85–95%
Survives POS change
—
—
✓
Pre-built sequences
—
—
✓
NFC tap stations
—
—
✓
Promo→stamp conversion
—
—
✓
The science
Independent cafes with loyalty programs see 2.3× more visits and 19% bigger ticket sizes.
That's Square's own data on local businesses (2025). McDonald's loyalty members visit 2.5× more often than non-members. Wallet push notifications hit 85–95% open rates compared to ~20% for email. The behavioral science is settled — people respond to visible, frequent, predictable touchpoints. We built the platform around that science.
2.3×
more visits with loyalty
Square local business data, 2025
19%
bigger ticket sizes
Square local business data, 2025
85%
wallet push open rate
Apple Wallet engagement studies
40%
paper punch cards lost
Industry retention research
For multi-location operators
Running more than one location?
Pro tier includes your first two locations and adds new ones at $38 a month each. Multi-location operators see the strongest ROI because every store gets the system and your regulars travel between them. Past 5 locations, Enterprise pricing kicks in with deeper integration and includes 5 locations at base.
See our multi-location plan →Five-minute setupNo app to downloadReal-time wallet updatesPOS auto-stampSequences that re-engageGeofence-awarePrivacy-firstNo usage feesFive-minute setupNo app to downloadReal-time wallet updatesPOS auto-stampSequences that re-engageGeofence-awarePrivacy-firstNo usage feesFive-minute setupNo app to downloadReal-time wallet updatesPOS auto-stampSequences that re-engageGeofence-awarePrivacy-firstNo usage fees
< 0min
Setup time
< 0s
Stamp-to-phone latency
0
POS integrations
0 days
Free trial
See it land
A stamp on their phone in under two seconds.
Real wallet card, real motion. This is what your customers see the moment a barista taps their card at the register.
Real shops, real moments
The kind of loyalty that earns the next visit.
Operators who care about the room their customers walk into. We built Karam Kards to match the craft, not paper it over.
Independent café
"We replaced paper punch cards in an afternoon. The morning we shipped, half our regulars added the card before noon."Mira Castaneda · Owner, Little Owl Café
Hair & beauty studio
"Birthday triggers alone pay for the subscription. Our regulars feel seen — and they come back."Rae Holloway · Manager, Sage & Stone
Neighborhood restaurant
"The reward lands on their phone before the dessert menu does. The whole table turns. That moment sells the next visit."Devon Park · Co-founder, Park Bowl
Editorial
Every regular is a story. Karam Kards just makes the story easier to remember — for them, and for you.From the Karam Kards field manual
How loyalty actually works
Five moments. Every one of them automatic.
Swipe through what your customers experience — and what runs in the background while you're behind the bar.
02
STAMP
Stamps land in under 2 seconds
Scan at checkout, or auto-stamp via Square / Toast / Clover. The pass updates on their lock screen before they put their phone away.
03
WIN BACK
Sequences run while you sleep
Welcome on install. Bonus on a streak. Win-back after 30 days quiet. Birthday on their day. All editable, no code.
04
GEOFENCE
Lock-screen offer when they walk past
Apple Wallet's pass.locations wired to your sequences. A wave from their phone when they're within 100m of your door.
05
REDEEM
Reward pops up the moment it lands
No staff training. No special button. The reward shows up in the pass and the staff scanner picks it up the next time they tap.
Features
Everything you need. Nothing you don't.
Karam Kards ships with the integrations and automation modern loyalty programs need — and skips the ones that get in your way.
Apple + Google Wallet
One link works on every phone. Customers add the card with a single tap — no app to download, no account to create.
POS auto-stamp
Connect Square, Toast, or Clover. Every payment automatically credits a stamp. Refunds reverse them.
Sequences engine
Welcome on install. Win-back after silence. Bonus on a streak. Birthday on their day. All editable, no code.
Geofences
Lock-screen messages when a customer's phone is near your shop. Apple Wallet's pass.locations, wired to your sequences.
Live analytics
Real-time KPIs, recent activity feed, CSV export. No sampling, no delay.
Multi-tenant from day one
Row-level security, append-only audit log, encrypted PII vault. Built to scale before you need to.
Loyalty that works while
you're behind the counter.
Real-time stamp updates
The moment a barista taps a card, the stamp lands on the customer's lock screen in under two seconds.
POS auto-stamping
Connect Square, Toast, or Clover once. Every qualifying payment credits a stamp. Refunds reverse them.
Sequences engine
Welcome on install, win-back after silence, bonus on a streak, birthday treat on their day. No code.
Live analytics
Real-time KPIs, activity feed, and CSV export. No sampling, no delay — your data as it happens.
Square
POS auto-stamping
Stripe
Subscription billing
Clover
POS auto-stamping
Shopify
E-commerce stamps
Apple
Apple Wallet passes
Google
Google Wallet passes
Twilio
SMS notifications
Mailchimp
Email campaigns
Built for
Independent shops, not enterprise chains.
We focus on the businesses where loyalty actually changes the relationship — not where it's just another transaction layer.
Cafés
QSR
Dessert
Gyms
Salons
Bookstores
Pet
Bars
From shop owners
Why operators choose us.
"We replaced paper punch cards with this in an afternoon. Stamps land on a customer's lock screen before they've put their wallet away."
MC
Mira Castaneda
Owner, Little Owl Café
"The Square integration was the deal-closer. I never wanted to ask my staff to hit another button at the register."
DP
Devon Park
Co-founder, Park Bowl
"Our birthday sequence alone pays for the whole subscription. Customers feel seen and they show up."
RH
Rae Holloway
Manager, Sage & Stone
Honest pricing. No usage fees.
Unlimited cardholders on every plan. Pay for the features you use, not the customers you earn.
MonthlyAnnual (Save 20%)
Starter
billed monthly
- 1 card design
- Stamp + visit cards
- Welcome sequence
- 4 broadcasts/month
- Staff scanner PWA
- Unlimited cardholders
Start your trial
Testing the channel.
Popular
Growth
billed monthly
- 5 card designs + Promo cards
- 6 sequence templates
- $48 per additional location
- 10 broadcasts/month
- 2 managers/location
- 14-day free trial
Start free trial
When loyalty becomes a system.
Pro
billed monthly
- Unlimited designs + Challenge cards
- All sequences + Win-back + Urgency
- 2 locations · $38 each additional
- 2 Karam Tap stations free
- 22 broadcasts/month
- POS marketplace listings
Start free trial
Multi-location, NFC-equipped.
Enterprise
billed monthly
- Full POS auto-stamp
- 5 locations · $28 each additional
- SSO + custom contract
- All Karam Tap stations free
- 250 viral business cards per location/yr
- Unlimited broadcasts
Talk to sales
POS-automated, 5+ locations, SSO.
Need more? Talk to sales about Enterprise — white-label, custom SLA, dedicated support.
FAQ
Questions, answered.
Do my customers need to download an app?
No. The pass installs in Apple Wallet or Google Wallet — both already on their phone. They tap one button and it's added forever.
What if I already use Square / Toast / Clover?
Connect once in the dashboard. Every payment automatically credits a stamp to the matching customer. Refunds roll back stamps automatically.
Can I send messages without it feeling spammy?
Yes — we enforce platform-level caps: maximum one operator-triggered push per customer per day, two geofence pushes per week, quiet hours 10pm–8am in their timezone. No way to override.
What about Android customers?
Same install link works on Android — it opens Google Wallet instead of Apple Wallet. Stamp updates push in real time on both platforms.
Is my customer data safe?
Phone numbers are stored as HMAC fingerprints + AES-256-GCM ciphertext separately. No data is shared between businesses. Customers can opt out of all push at any time from /unsubscribe.
Can I cancel?
Anytime, from your billing page. Your data stays available for 30 days after cancellation for export.
The five-minute moment
Five-minute setup. Real customers tomorrow.
Start your 30-day free trial. No card required. We're indie too — we won't lock you in or sell your data.
Start free →